Mortgage Blog

Will Fixed rates come down as fast as the variable rate?

June 7, 2024 | Posted by: Dashna Joya

The recent economic data released for Canada and the US paints a contrasting picture of their respective labor markets and economic trajectories. Canada added 27,000 jobs in the latest report. Howe ...

Bank of Canada first rate cut in 4 years!

June 6, 2024 | Posted by: Dashna Joya

Many buyers have been waiting for a clear sign that rates are going down. Yesterday's announcement confirmed that rate deceleration has started. How quickly and by how much remains to be seen. ...

Home Selling Season is Around the Corner: Tips to Get Ready

October 25, 2023 | Posted by: Dashna Joya

Home selling season is rapidly approaching. In most cases, spring is the top time to sell a home. One reason spring is the top-selling season is that home buyers align their moving schedule with their ...

Should You Pay Off Your Mortgage Early?

October 11, 2023 | Posted by: Dashna Joya

It's a dream to be able to pay off your mortgage early, but is there a downside? While it sounds like a great idea, there are some factors to consider before doing so. This article will ex ...

Real Estate 101: Essential Tips for First-Time Home Buyers

October 4, 2023 | Posted by: Dashna Joya

Buying a home is always a big decision, but when you're a first-time buyer it's even more important to get it right. Without home-buying experience to draw on, it's easy to make mistakes you could reg ...

10 Essential Tips for Taking Out Your First Mortgage

September 27, 2023 | Posted by: Dashna Joya

Taking out your first mortgage presents a major financial commitment, possibly the biggest one you'll ever make, so it's crucial that you get the best deal available. Getting a mortgage is often not a ...

Should You Refinance Your Mortgage?

September 20, 2023 | Posted by: Dashna Joya

There are a multitude of reasons why a homeowner may be considering refinancing their mortgage. However, before any final decisions are made it is always a good idea to consider carefully whether refi ...

Should You Spend the Full Mortgage Amount You're Approved For?

September 13, 2023 | Posted by: Dashna Joya

Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ...

Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

September 6, 2023 | Posted by: Dashna Joya

Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance ...

Strategies to Dig Yourself Out of the Debt Hole

August 30, 2023 | Posted by: Dashna Joya

Debt. It's something almost everyone will have at some point in their life. But what happens when your debt begins to get the better of you? What options are available? Some simple strategies can he ...

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